Home Insurance Home insurance will generally pay for any damage caused to your home by accident or by bad weather.
You are not obliged by law to insure your home but if you have a mortgage, most lenders will insist that your house is appropriately insured. In general your home should be insured for damage to contents and for damage to the structure of your home.
Mortgage Protection Insurance When taking out a mortgage, you need to consider how it will be paid off in the event of your death. You may also consider how to continue repayments if your income falls, due to illness, unemployment or other reasons.
Motor Insurance It is a criminal offence for drivers to drive uninsured on public roads in Ireland. You can find out more about motor insurance.
Health Insurance Health insurance is used to pay for private care in hospital or from various health professionals in hospitals or in their practices. There are a number of health insurers in Ireland. You can find out more about health insurance in Ireland.
Travel Insurance
Travel insurance can cover you if you become ill or have an accident while you are on holidays or travelling. If you are travelling within the EU/EEA you should have a European Health Insurance Card which allows you to access health care services. In general travel insurance should supplement the services available to people with a European Health Insurance Card. You can find out more about travel insurance and other health issues when travelling abroad.
Life Insurance A life insurance policy provides money for dependants if you die. Life insurance policies are important if you have dependants such as a partner or children.
